MGT 3553

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MGT 3553

Electronic Funds Transfer

An electronic funds transfer (also known as EFT) is a system for transferring money from one bank to another without using paper money. Its use has become widespread with the arrival of personal computers, cheap networks, improved cryptography and the Internet. Since it is affected by financial fraud, the electronic funds transfer act was implemented. This federal law protects the consumer in case a problem arises at the moment of the transaction.

From Where Did It Come?

The history electronic funds transfer originated from the common funds transfer of the past. Since the 19th century, and with the help of telegraphs, funds transfers were an usual thing in commercial transactions. Finally, it migrated itself to computers and became the electronic

MGT 3553

HOW TO STOP SMOKING 

 

Step 1: Think About Quitting

According to a recent survey, around 15 million smokers try to quit smoking each day. However, less than 3% of these people stop smoking successfully for 3 to 12 months. If you’re thinking about quitting or have stopped smoking but failed to quit, don’t lose hope because smokers often try to quit more than once before they actually succeed.
In this section, you will learn about the history of cigarette smoking, facts about smoking, smoking cessation and benefits of quitting smoking. To give you a strong reason to quit smoking, this section will also tackle dangerous diseases – such as lung cancer, heart disease, strokes, diabetes, etc – caused by smoking cigarettes. In addition, this section will explain the reasons why it is extremely hard to quit smoking, hurdles in quitting and possible nicotine withdrawal symptoms that you may encounter throughout this process.

Step 2: Effects of Smoking

Years of clinical studies have proven that using Tobacco causes people to become sick, disabled or die. Since the first Surgeon General’s Report in 1964, over 12 million smoking-related deaths have occurred. More than 500,000 deaths in the U.S are caused from smoking-related illnesses. Adult smokers reduce their lifespan by an average of 13 to 14 years.
In this section, you will learn about the dangerous effects and health risks of smoking. You will understand the facts about smoking addiction, the hazardous effects of smoking on a pregnant woman, on passive smokers, on your facial charm, on your teeth and on your general well being. You will also learn how stress could play a role in cigarette smoking. This section also deals with the effects on secondhand smoke, effects of smoking on vitamin A and C, dangerous effects of smoking on men and women, as well as the differences between cigar and pipe smoking.

Step 3: Preparing To Quit Smoking

The first key to quitting smoking successfully is planning and preparation. You need to prepare your body and mind before actually quitting. Determine your personal goals, discover your reasons for quitting and get rid of temptations that may become a hindrance to your stop smoking program. Tobacco smoke contains nicotine, a drug that is addictive and can make it very hard, but not impossible, to quit.
In this section, you will face the facts about nicotine addiction before your last stick of cigarette. You will learn the most effective steps to be followed when planning to quit smoking. You will also find out about the real reason why it is so hard to quit smoking. To help you plan your quit smoking program, you need to confront your personal reasons to start quitting and understand what you need to do stop smoking. This section also deals with the psychological recovery stages to stop smoking and provides helpful tips to quit smoking.

Step 4: Stop Smoking Tips

Even if you have no idea where to start and what to do, you can quit smoking as long as you have the mindset and commitment to do so. Stop smoking tips can help you create a good stop smoking plan and lifestyle changes that could lead to a healthier, smoke-free life.
In this section, you will learn some of the simplest ways and useful tips to quit smoking for good. You can choose from several psychological areas that can help you to stop smoking based on your lifestyle. This section also deals with stop smoking tips that will help your loved ones quit this deadly habit and tips on how to overcome nicotine withdrawal symptoms using an effective stop smoking plan, attending support groups and establishing a smoking cessation program.

Step 5: Stop Smoking Aids

When smoking cigarettes has played a large part in your life, quitting smoking may not be that simple. Fortunately, the U.S. Food and Drug Administration has approved seven over-the-counter stop smoking aids – five of these help in managing nicotine withdrawal symptoms, while the other two help in reducing cigarette cravings.
In this section, you will learn about different proven stop smoking methods like Water Therapy, Psychological Therapy and Nicotine Replacement Therapy. This section also deals with other useful stop smoking aids such as nicotine nasal sprays, nicotine lozenges, nicotine inhalers, nicotine patches, nicotine gum and stop smoking pills.

Step 6: Stay a Quitter

After sometime, some quitters get back to their smoking habit due to temptation and persistent nicotine carving. Some may slip and puff “just one cigarette”, while others experience total relapse. In fact, according to the Center for Disease Control and Prevention, smokers who quit are at greater risk of relapsing in the first three months of becoming smoke-free.
In this section, you will learn effective methods in avoiding nicotine carvings, while training how to control urges through breathing exercises. To understand what you are going to experience through this process, you need to learn and manage nicotine withdrawal symptoms. This section also tackles steps to manage weight gain, discusses FAQ on common frustrations of a quitter, handle traumatic events without a cigarette and other possible solutions for ex-smokers.

MGT 3553

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MGT 3553

Wedding Photography Tips

 

Recently, my cousin wanted some wedding photography tips and how to go about taking better wedding reception photos. I’m sure many would experience a lot of difficulties especially going for wedding night photos assignment for the first time. The wedding photography tips is based on my own experience and may not be the best way to go around doing it. After all each wedding photographer would find out by themselves what would be the best way to go about doing proper wedding reception photography.
Most of us are not super rich; we don’t have so much money to splurge on the best photography equipment! So we have to start with cheaper equipment and work our way up to better photography equipment later.
Camera Lens
My cousin who has just recently bought a Nikon D90 using a 18mm-105mm kit lens and a flash unit. Some of his friends suggested him to use a 50mm f1.4 lens. Sure you can get nice portrait photos out of it, but only if you are not in an event and if you have a second DSLR camera to spare. You don’t have time to switch lens if you decided you wanted to zoom in or have a wide angle view. So the best option is to have a lens that has to be versatile. Kit lens may not provide the best focus sharpness and clarity; however they are light and easy carry around and good for travel.
If your wedding reception photos assignment is provided free of charge and done as favour, you could probably stick back to the kit lens till you scrape up enough money to buy better lens.
Some photographers suggest that you use 18mm-70mm or 24mm-70mm. The less zoom the less distortion, and still have some zoom ability for close up shots. The wider angle is needed for group photos and for an overview wedding reception photo of the banquet.
Setting your DSLR
You may think you want to take it easy and use Program mode or Aperture priority mode in your digital SLR. Definitely a recipe for trouble. You can go ahead and try it. Your shots will come out blur most of the time. Why? Firstly in a banquet hall, there is insufficient lighting. Even if you coupled with your flash unit, and set an adequate ISO setting, the camera will choose a setting to allow for sufficient light for exposure. That means slow speed and big iris. More often than not, your wedding reception photos will turn out shaky from slow speed, and no clarity because of lack of depth of field.
The remedy: go to full Manual mode. Set your ISO to about 400 to 800, not too high or you will get very grainy shots which is not acceptable.
Speed about 180 to 250. This will avoid most camera shakes.
Aperture to about f7.5 to 9.0. This will widen your depth of field and provides clearer photos especially for group shot. So you lose out on bokeh artistry, but better to get clear shots first than trying to be fancy only to lose control of your depth of field.
That leaves you with only one setting to worry about, the flash unit. Let the flash unit do all the hard work in setting sufficient light. Bump up the power level +1 or all the way to +2. If the ceiling is too high to bounce, use a diffuser to soften the hot flash. Make sure you carry lots of battery spares!
And finally, always focus on the face first, using AE lock, recompose and then shoot. That way the facial features would be the sharpest.
After each shot, check your photo. Not good enough, quickly go for another shot.
Why this setting? Better to get clear photos and then later using photo software to edit or blur out details than getting a blur shot which would be near impossible to clean up later. If the shot is too shaky, it would only be good for thumbnail, useless to be included into a wedding photo album.
Hopefully the above wedding photography tips would get you on your way to your first wedding reception photo assignment. Happy shooting!